johnabramsinvesting Today we are answering this question: Can You Live Off Of Dividends? The short answer is, yes! You can live off of dividends. the tricky part is determining where to invest and how much money you’ll need. To determine how much you need, simply divide your annual expenses by your expected annual dividend yield, less … Read more
Today we’re breaking down Price to Earnings (PE) Ratios and answering the question: What is a good PE value? My guidelines are generally as follows: For a large, growth oriented, a good PE ratio is below 30. For a large, value oriented company, a good PE ratio is below 15. This is a highly nuanced … Read more
As a new investor, you might be wondering: what is a good net expense ratio for an ETF? For an index fund ETF, a good net expense ratio is generally below 0.10%. For an actively managed ETF, a good net expense ratio is generally below 0.6%. Let’s break this down in more detail! As a … Read more
Today we are answering the question: What is the best small cap value ETF? If you are looking for a more traditional, low cost index ETF, VBR is the way to go. For those looking for more active fund management, AVUV is my pick. What is Small Cap Value? Market Capitalization Breakdown This area of … Read more
Everyone has to start somewhere! In this article I’ll be answering the question: What should you invest in as a beginner? In short, your best place to start are low cost index fund ETFs that track the broader US stock market. Let’s break this down in detail. What Are Index Funds? An index fund … Read more
Today we are answering the question – Is an ETF or a Mutual Fund better for investing in an index fund? In general, ETFs are superior products for index investing for two key reasons: Liquidity and expense ratios. Let’s discuss! If you haven’t seen it yet, check out my favorite ETFs for passive income in … Read more
Today we are going to answer the question: Should you pay off your mortgage early? There are two angles to attack this from, the financial angle and the emotional angle. But in general, it makes sense to pay off your mortgage if your interest rate is more than your expected investing returns. Let’s break … Read more
The question on every real estate investor’s mind in 2024 is if interest rates will go down in 2024. By most counts, interest rates on mortgage should come down in 2024 from their highs in 2023. The key question is really by how much? Let’s dig into the details. Current State of Mortgage Rates As … Read more
With 2024 kicking off, are you looking for a simple passive income method? If so, look no further! I’ve summarized 4 passive income methods that any beginner can easily start. Let’s get right to it! 1. ETFs ETFs are an extremely simple way for any beginner to start earning passive income. Anyone with a … Read more
Looking for truly passive income in 2024 with just a click of a button? Look no further! Today I’m going to show you how to earn passive income with these 3 ETFs in 2024. Each of these ETFs give you a different style of passive income, so feel free to take your pick! SCHWAB U.S. … Read more